Gain the financial protection that our travel insurance offers
This chart will give you a brief overview of the comprehensive coverage offered by CoverMe Travel insurance for Students.
For more detailed information outlining all the policy details, you can download the policy.
|Insurance Offered||Coverage Amounts per Insured per Trip ($CAD)|
|Emergency Medical and Non-Emergency Medical||Up to a maximum aggregate of $2,000,000*|
|Eye Examination||One examination per year|
|Annual Medical Examination||One examination per year up to $100|
|Emergency Medical Benefits||
Hospital expenses – up to the maximum aggregate for:
Private duty nurse – up to $10,000
Ambulance transportation – up to $5,000
Prescription drugs – up to 30 day supply
Paramedical services – up to $70 per visit to a maximum of $700 for a covered injury
Emergency dental treatment:
Trauma counselling – up to 6 sessions
Emergency evacuation – up to $100,000
Family transportation to bedside – up to $4,500
Repatriation of mortal remains – up to $25,000
|Tuition Reimbursement||Up to $5,000|
|Trip Break||Up to 21 consecutive days, without termination of coverage|
|Accidental Death or Dismemberment||$10,000 for death or double dismemberment, or $5,000 for single dismemberment|
|Acts of Terrorism Coverage applicable to Emergency Medical||Overall maximum for Emergency Benefits for all policies issued by us to Canadian students travelling abroad shall be $35 million per act of terrorism for up to 2 acts of terrorism within a calendar year|
*excludes Accidental Death or Dismemberment
Please note: If the covered expense results from an act of terrorism, all benefit maximums shown may be reduced subject to the Terrorism Coverage provision in the policy. Other conditions, limitations and exclusions apply. Please see the policy for details.
YOUR COVERAGE STARTS on the latest of:
A waiting period will apply if you purchase this coverage after you begin school.
Waiting period means:
A waiting period is applicable to all claims if you purchased insurance after your arrival at your destination.
The waiting period will be waived:
YOUR COVERAGE ENDS on the earliest of:
If you already have coverage, simply call the Assistance Centre. You may be able to extend your coverage as long as:
NOTE: For policy extensions, no losses or expenses or benefits will be paid for any illness or injury which first appeared, whether diagnosed or not, or for which treatment may or may not have been received, prior to the effective date of the extension of coverage under this policy.